Everything You Need to Know About Credit and Car Loans

When it comes to great credit service, answering credit questions, or just getting a loan, Island Car Credit has all the answers and service you need to get that new vehicle today. Whether you have perfect credit, no credit, or bad credit, or if you simply don’t understand the car-buying process, our team is here to help simplify it all and get you driving away in a new vehicle today. For over 50 years, we have helped Nanaimo, Duncan, and Victoria drivers find the car they want at a price they can afford. Let our team help you get your answers today.

The Island Car Credit Buying Process

A lot of people do not understand the car buying process. Many don’t understand the different credit options and have never dealt with situations like this. At Island Car Credit, we are here to help simplify it all for you. Our car buying process is an open door policy. No question is a bad question, and we are here to serve.

To start the car buying process, you will first need to contact one of our representatives and fill out an application. Our team will review your information and take the time to get to know you, your credit history, your financial situation, and what vehicle would best serve your needs. Once we gather the necessary information, we then process your application and schedule a consultation meeting or appointment with you as necessary. During these meetings, we will go over all of your information with you and provide you with the best options for your current situation.

loan application form

Securing a Car Loan

Do you have questions about securing a car loan? Are you interested in learning how the process works, or what type of loan you specifically qualify for? Our team at Island Car Credit can help answer your car loan questions and start the process to help you get a loan. Our team will cover everything from applying for a loan, to the loan process, to how to get the best deal, to ensuring you’re getting a loan you can actually afford to pay back. And if you have any questions along the way, we’ll be happy to answer those too.

Learn More

Bad or No Credit Financing

Do you have less than perfect credit or no credit at all? Do you want to know your options for securing a loan with bad or no credit? Our team can provide you with the information necessary to ensure you fully understand your options. Don’t think that you’ll be stuck driving a beater—there are a variety of options out there for individuals with less than perfect credit to secure an affordable loan.

Learn More

Rebuilding Credit

Did you know that taking out a car loan can actually help improve your credit? If you are struggling with no credit or bad credit, our team can help you learn more about how you can improve your score with a car loan. We’ll help you understand the entire credit process as well as how to ensure you use your loan to raise your credit score.

Learn More

Understanding Credit Scores

Credit scores are extremely important for your finances, but they can be difficult to understand. If you have questions about credit scores, our team will be happy to sit down with you and discuss the purpose of credit scores and why they’re important. No matter your credit situation, there’s always room to learn more.

Learn More

Credit Scores
car dealer with buyer

Car Loan

Did you know that all car loans are not the same? Each one comes with different terms, different qualifying factors, different interest rates, and a variety of other factors. Because of this, not every car loan is the right choice for every individual. To ensure you make the right car loan choice, you need to familiarize yourself with the different loan types. Let our team help you better understand your options.

Learn More

Car Buying Mistakes

Most people don’t realize the mistakes they make when buying a car. Instead of putting yourself in a bad situation, educate yourself on what to avoid. From bad loans to auto scams, the team at Island Car Credit will inform you of red flags and what to avoid to ensure you have a pleasant car-buying experience.

Learn More

Let Island Car Credit Help You Today

Getting a better understanding of credit service, getting a loan, or answering credit questions is easy with Island Car Credit. Our team has the knowledge to ensure you walk away more aware of the car buying process and educated on credit and loans. Contact us today at 800-840-1814 to get the answers you need for a great experience in Nanaimo, Duncan, and Victoria.

Saved
Saved Vehicles ×

SAVED VEHICLES

You don't have any saved vehicles!

Look for this link on your favorites:

Save

Once you've saved some vehicles, you can view them here at any time.

Contact
Contact Us ×

844-544-6332

Call Now

2525 Bowen Road • Nanaimo, BC V9T 3L2

Get Directions

Today's Hours:

Open Today! Sales: 8:30am-7pm

Island Car Credit

FB Twitter Google +
2525 Bowen Road Nanaimo, BC
Phone: 844-544-6332 http://maps.google.com/?q=2525%20Bowen%20Road%2C%20Nanaimo%2C%20BC%20V9T%203L2

Sales

Phone: 844-544-6332

49.2010084 -124.0006685
[schema type="organization" orgtype="LocalBusiness" url="www.islandcarcredit.ca" name="Island Car Credit" description="" street="2525 Bowen Road" city="Nanaimo" state="BC" postalcode="V9T 3L2" country="United States" email="IslandCarCredit@harrisauto.ca" phone="844-544-6332" ]
Island Car Credit
Island Car Credit
2525 Bowen Road
Nanaimo, BC, V9T 3L2 United States
844-544-6332
Island Car Credit 49.2010084, -124.0006685.