Frequently Asked Questions

I am bankrupt with bad debt, can I get a car loan?
Do I need to be employed to get a car loan?
How do I know if my car loan credit rating is good or bad?

Choose from hundreds of cars and car loans from up to 15 lenders.

Whether you have a history of bad credit or an unforeseen circumstance has negatively impacted your credit rating, we at Island Car Credit give your car loan application (Click here to inquire) the special attention it requires to qualify you for a loan. By placing more emphasis on your current situation and less on your past history, we know how to get you the best car loan interest terms and rate, plus offer you the best selection of cars and trucks on Vancouver Island.

We regularly finance government employees, medical professionals, elderly people, young people and lots different folks who have had their credit damaged. In many cases we have successfully re-financed people out of 29% loans into 9.9% loans by knowing what lenders want to see and working with our customers to re-establish their credit rating.

Call us in Nanaimo or fill in our car loan inquiry form to get started. We work with up to 15 lenders and have hundreds of new and used vehicles to choose from.

All of our happy customers walk away with finance, a quality vehicle and a better understanding of how credit actually works and how it can be improve.

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Get the answers in our free Car Credit Guide

Customer Stories

"Thank you for all that you did to get my husband a car loan and a new vehicle. We have never had someone work so hard for us to secure a car loan at the best possible rate."

Krista and Chris, Nanaimo

  

"We will definitely be coming back to see you when we need a new vehicle. Any car dealership that has you guys working with them is where we will go."

N Wingham, Vancouver Island

  

"I would like to thank Island Car Credit for all of her hard work in getting me the car and car loan I needed."

Rick, CFB Esquimalt